Spouses’ and civil partners’ pensions

If you die in service, a survivors’ pension is due to your spouse or registered civil partner. There's no minimum membership requirement and the pension is paid for the life of the surviving spouse or civil partner.

The pension payable to a survivor depends on when you built up your scheme membership:

Pre-April 2014 membership

For membership built up before 1 April 2014, the pension due is equal to 1/160th of your final pay times the period of your membership in the scheme up to 31 March 2014.

Post-April 2014 membership

For each year of membership you built up from 1 April 2014 to your date of death you would have been credited with a pension equal to a proportion (i.e. 1/49th or, for any period you were in the 50/50 section of the scheme, 1/98th) of the pensionable pay (or assumed pensionable pay where applicable) you received during that year.

The pension due to a spouse, civil partner or eligible cohabiting partner is worked on a different proportion i.e 1/160th of your pensionable pay (or assumed pensionable pay where applicable). Added to this is 49/160ths of the amount of any pension 'bought' following a transfer of pension rights into the scheme, plus an amount equal to 1/160th of your assumed pensionable pay for each year of membership you would've built up from your date of death to your normal pension age.