If you are unhappy about a decision that has been made in relation to your pension, please contact the Pensions Team in the first instance.
Many problems that members have are easily resolved by the Pensions Team. This is because some are based on a misunderstanding or incorrect information and can be put right from an explanation from a team member.
If you are still not satisfied, you do have the right to ask for the decision to be looked at again under the formal complaints procedure. The complaints procedure’s official name is the Internal Dispute Resolution Procedure (IDRP). The process is as follows:
- In the first instance you should write to the person nominated by the body who made the decision about which you wish to appeal. You must do this within six months of the date of notification of the decision, act or omission about which you are complaining (or such longer period as the nominated person considers reasonable).
- The nominated person will consider your complaint and notify you of his or her decision. If you are dissatisfied with that decision you may, within six months of the date of the decision, apply to your local pension fund administrator to have it reconsidered.
You can access a more detailed leaflet on the Internal Disputes Resolution Procedure and relevant time limits from by clicking the links below.
I have followed IDRP but my issue remains unresolved?
If you have a complaint or dispute which has gone through IDRP, but you are still unhappy with the response, you can contact:
The Pensions Ombudsman
Telephone: 0800 917 4487
If you have general requests for information or guidance concerning your pension arrangements contact:
The Pensions Advisory Service
Telephone: 0800 011 3797