Have you been re-enrolled into the scheme by your employer?
Publication date:
12/04/2019 06:29:24
If you opt out or join the 50/50 section of the Local Government Pension Scheme (LGPS), your employer must automatically re-enrol you back into the main section of the scheme around every three years.
Automatic enrolment is a government initiative and a legal requirement of your employer. The idea is to encourage people to save for their retirement through work place pensions.
If you’re not ready to re-join, you can opt out again. To opt out you have two options:
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You can fill in an opt out form (under Related Documents) and return it to your employer
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Or, you can use the online opt out form and your request will be sent directly to your employer (the link can be found on the ‘Forms and Guides’ page)
You can choose to opt in at any time by filling in an opt in form and returning it to your employer.
Thinking about opting out of the scheme? Why not consider the 50/50 section first?
The 50/50 section means that you’ll cut your pension contributions by half, and therefore build up half your normal pension benefits. If times are tough financially then this could be the perfect option for you. It’s a flexible alternative to opting out of the scheme while still contributing to your future pension and keeping full life and ill-health cover. You can opt in and out of the 50/50 section at any time and as many times as you like.
For more information about what you’ll contribute in the 50/50 section, visit the page ‘Can I pay less?’ under Related Links, or use the contribution calculator on the LGPS member website.
To find out what you’ll pay if you join the main scheme, go to the ‘What will I pay?’ page.
How do I re-join the 50/50 section?
If you’ve been re-enrolled into the main section of the scheme, you'll need to fill in a new election form to re-join the 50/50 section and return this form to your employer. As contributions to the scheme are taken out of your pay, it’s your payroll who’ll adjust this on their end. Your employer will then tell us about this change.
If you want to speak to someone about where to obtain the relevant form, or general information about the scheme, then contact us (our number and email address are at the bottom of this page).