Shropshire County Pension fund

Taking care of your Local Government Pension in Shropshire

Cohabiting Partners’ Pension

If you have a cohabiting partner, of either opposite or same sex, they will be entitled to receive a survivors’ pension on your death if they meet the criteria to be considered to be an eligible cohabiting partner. For a pension to be payable to a cohabiting survivor you must have been in the LGPS from 1 April 2008 and, at your date of death met the relevant conditions.

For an eligible cohabiting partners’ pension to be payable, all of the following conditions must have applied for a continuous period of at least 2 years on the date of your death:

  • you and your cohabiting partner are, and have been, free to marry each other or enter into a civil partnership with each other
  • you and your cohabiting partner have been living together as if you were husband and wife, or civil partners
  • neither you or your cohabiting partner have been living with someone else as if you/they were husband and wife or civil partners
  • either your cohabiting partner is, and has been, financially dependent on you or you are, and have been, financially interdependent on each other.

On your death, a survivors’ pension would be paid to your cohabiting partner if:

  • all of the above criteria apply at the date of your death
  • your cohabiting partner satisfies your administering authority that the above conditions had been met for a continuous period of at least 2 years immediately prior to your death.

You are not required to complete a form to nominate a cohabiting partner for entitlement to a cohabiting partner’s’ pension. However, the Pensions Team will require evidence upon your death to check that the conditions for a cohabiting partners’ pension are met.

For membership built up from 1 April 2014 to your date of death the pension payable is equal to 1/160th of your pensionable pay (or assumed pensionable pay where applicable) times the period of your membership in the scheme after 31 March 2014, plus 49/160ths of the amount of any pension credited to your pension account following a transfer of pension rights into the scheme from another pension scheme or arrangement, plus a pension equal to 1/160th of your assumed pensionable pay each year of membership you would have built up from your date of death to your normal pension age.

For membership built up before 1 April 2014 the pension payable is equal to 1/160th of your final pay times the period of your membership in the scheme after 5 April 1988 up to 31 March 2014, plus any of your membership before 6 April 1988 for which you have paid additional contributions so that it counts towards an eligible cohabiting partners’ pension.