Spouses’ And Civil Partners’ Pensions
If you die in service, a survivors’ pension is payable to your spouse or registered civil partner. There is no minimum membership requirement and the pension is payable for the life of the surviving spouse or civil partner.
The pension payable to a survivor depends on when you built up your scheme membership:
Pre April 2014 membership
For membership built up before 1 April 2014 the pension payable is equal to 1/160th of your final pay times the period of your membership in the scheme up to 31 March 2014.
Post April 2014 membership
For each year of membership you built up from 1 April 2014 to your date of death you would have been credited with a pension equal to a proportion (i.e. 1/49th or, for any period you were in the 50/50 section of the scheme, 1/98th) of the pensionable pay (or assumed pensionable pay where applicable) you received during that year. The pension payable to a spouse, civil partner or eligible cohabiting partner is calculated on a different proportion i.e 1/160th of your pensionable pay (or assumed pensionable pay where applicable) to which is added 49/160ths of the amount of any pension credited to your pension account following a transfer of pension rights into the scheme, plus an amount equal to 1/160th of your assumed pensionable pay for each year of membership you would have built up from your date of death to your normal pension age.