APCs and SCAPCs

If you're in the main section of the LGPS you can pay additional pension contributions (APCs) to buy up to £7,352 of extra pension (this rate increases in line with inflation). You can also buy pension lost during certain periods of leave of absence on no pay or periods on no pay due to a strike.

You can pay for APCs either regularly from your pay or by a lump sum payment. Where your employer chooses to pay towards your APC arrangement, this is known as a shared cost additional pension contribution (SCAPC).

Before making a decision to buy APCs, we recommend you read the ‘topping up your benefits’ guide.