Late retirement

Your normal pension age is the age you can retire and take your benefits in full, without reduction. If you take your pension after your normal pension age it's increased because it's being paid later over fewer years.

The amount of increase applied is based on how many years after your normal pension age you take your benefits. More information about the increase will be given at retirement.

If a member works past their normal pension age they can continue paying into their pension until they reach age 75. They can continue working past age 75 but must take payment of their benefits at this age.